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When you need to borrow
money, you can rely
on the Bank of Harlem. You will
find the loans you
need, with competitive rates,
fast, friendly service,
and a decision that is made
on site, not by some
out of town, out of state
committee.
Applications
 Uniform Residential Loan Application
Credit
Application
Personal
Financial Statement
Adobe Acrobat Reader will be required to
download the Applications
Agriculture
At the Bank of Harlem we offer a full range of
agriculture
lending products and services to assist
the farmers
and ranchers in our community.
Those services include:
- Lines of credit for operating expenses and crop
production
- Livestock purchase loans
- Machinery and equipment loans
- Real estate loans
- FSA guarantee loans
If you are currently in the agriculture business or
are thinking of getting into the business we invite
you to stop in and discuss your financial needs.
Auto/Boat/RV
Looking to cruise down the highway, the lake, or
take it off road? We make these loans easy with
rates, terms, and down payments based upon the type
and year of vehicle you would like to purchase.
Mortgage / Real Estate
For most of us our home will be our single most
valuable asset. Whether you are building your dream
home or buying an existing home, the right mortgage
can make a big difference in how affordable and
valuable your home is now and in the future. Bank of Harlem offers a wide variety of mortgage programs
for homeowners and first time homebuyers. With Fixed
Rate Conventional, Variable Rate, FHA, VA, WCDA and
other loans, we are sure to have the right loan for
you.
Home Equity Loan
You put money into your house – the down payment,
then payments each and every month. Now you can make
your home work for you. Think of it as a big piggy
bank. You can use this money for almost anything:
travel, child college tuition, debt consolidation
and the interest may be 100% tax deductible (consult
your tax advisor to confirm).
Home Improvement
Loan
Would you like to add a deck, remodel the kitchen or
bath, or even add a room? These are just a few ways
you can make your home more comfortable and increase
its value. We can help with a Bank of Harlem Home
Improvement Loan tailored to fit your needs.
Deposit Collateral Loan
If you have a certificate of deposit or savings
account that you can use as loan collateral, we may
be able to offer you a lower rate.
SBA
(7A, 504, Low Doc & Express)
Bank of Harlem, in partnership with the Small
Business Administration, is investing in our
community with an active and aggressive loan program
designed for small businesses. If you need credit to
start a business or to help your business grow call
the Bank of Harlem for your financial answers.
Whether you are buying a car or a cow, a truck or a
tractor, buying a new home or refinancing your
current home, consolidating debt or going on that
dream vacation, we would like to help
Try our loan calculator
Call your friendly Bank of Harlem loan officer
today.
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