What are your financial goals? The Bank of Harlem
offers many different products and competitive rates
to help you achieve the financial security and peace
of mind you are looking for. Whether you are looking
to build or protect your wealth call the Bank of Harlem
for details on these and other investments.

Individual Retirement Accounts (IRA’s)
Take advantage of tax savings today and plan for financial
security tomorrow with an individual retirement account. There
are no fees associated with opening an IRA. Call Bank of Harlem
today for details.

Try our retirement calculator

Certificates of Deposits (CD’s)
We offer a variety of Certificate of Deposits with different terms and interest rates. For more information please contact one of our Customer Service Representatives.
There is a substantial penalty for early withdrawal on all certificates of deposit.

Now Account Checking-Personal or Single Proprietor
**Interest Bearing
Minimum balance requirement $1000
Monthly service charge -0-*
*if the account falls below $1000 on any given day during the cycle, you will be charged $10 plus $.18 per item.
All checking accounts are subject to a $2 per month dormant fee if no activity for 12 months.

Preferred Checking
**Interest Bearing
Minimum balance Requirements $1500
Monthly service Charge -0-*
*if the account falls below 1500 on any given day during the cycle, you will be charged $12.

All checking accounts are subject to a $2 per month dormant fee if no activity for 12 months.

Savings Accounts
Minimum balance requirement $50
No monthly service charge
**Earns Market rate of interest – Rate subject to change.
Withdrawals in excess of six per quarterly statement cycle will result in a $.50 per item charge
* if the account falls below $50 on any given day during the cycle, you will be charged $3.
* Dormant fee, $5 per month if no activity for 36 months with a balance of $50 or less.

Try our savings calculator

Money Market Savings Account
Minimum balance requirement $1000
**Earns Market rate of interest – Rate subject to change
Monthly service charge of $5 if the account falls below $1000 on any given day of the monthly statement cycle.

Transfers from a money market account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle with no more than three of the six by check, draft, debit card, or similar order to third parties. If the transfer limits are exceeded in any month, the account may be subject to closure.

**Interest rates and annual percentage yield on your accounts may change at any time,